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Cloud Native Application For One of India’s Largest Capital and Housing Finance NBFCs
IndustryFinance
ServicesCloud Services

We made a visible and measurable impact to our client's business

growth in portfolio acquisition.

1.5%

About the Client

The client is a registered Non-Banking Financial Company (NBFC) in India, offering wholesale and retail funding solutions across multiple industries. To expand its market presence, the client aimed to acquire ₹1000 Cr worth of debt portfolios and strengthen its position in the securitization market.

The Problem

Despite ambitious acquisition goals, the client’s existing manual and semi-digital processes were slowing down growth. Key challenges included:

  • Inefficient Systems: Portfolio acquisition relied on emails and Excel sheets, leading to delays.
  • Slow Stakeholder Communication: Coordination with external parties was time-consuming.
  • Limited Scalability: The existing process was not agile or robust enough to handle larger volumes.

Our Approach

Lauren took swift action by isolating the compromised server and disconnecting it from the network. We initiated comprehensive scans on all applications and conducted a vulnerability assessment test for all endpoints, firewalls, applications, and cPanel. Immediately, we severed the server’s connection to the Disaster Recovery(DR) site and promptly initiated the creation of backups for existing data in Azure Data Lake. The workload was efficiently shifted using Azure connectors and Azure Sync, ensuring the Azure cloud remained in active mode throughout the process. To enhance security further, we promptly changed the IP addresses of users and modified the Fully Qualified Domain Name(FQDN) to an alternate one. Additionally, we ran scans across the entire infrastructure layers, utilizing existing OEM’s security products for added protection.

Our Development Process

1. Digitization of the Securitization Process

  • Standardized acquisition of Retail Loan portfolios (vehicle loans, mortgage products, MFI loans).
  • Seamless integration with external stakeholders for faster communication and processing.

2. Real-Time Data & Market Insights

  • The platform provided instant access to retail loan portfolios via the Direct Assignment route.
  • Enabled deeper insights into market trends, geography, and customer behavior for informed decision-making.

3. Enhanced Risk Management & Scalability

  • Helped the client optimize portfolio growth with data-driven strategies.
  • Improved risk management practices for better loan structuring and servicing.

Tech Stacks Used

React

React

Spring Boot

Spring Boot

Amazon ECS

Amazon ECS

Amazon S3

Amazon S3

Amazon SES

Amazon SES

Amazon SNS

Amazon SNS

Lambda

Lambda

Docker

Docker

MongoDB

MongoDB

Figma

Figma

The Result

  • 1.5x increase in portfolio acquisition, enabling faster market penetration.
  • Higher efficiency with faster processing, fewer errors, and intuitive reporting.
  • Improved user, partner, and customer satisfaction through seamless digital workflows.

Let's Work Together

Whether it's to discuss your next project, learn more about our services, or join our team, drop us a line and get the conversation started.